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Thursday August 27, 2026 10:00am - 10:45am CDT
Debt is more than an obligation—it’s a tool for growth. This panel explores different types of credit, how to use them strategically, and why borrowing can strengthen financial stability. Experts will break down business lines of credit, personal loans, and common myths, offering actionable insights for entrepreneurs and small business owners. Whether you're scaling, investing, or navigating credit options, this session will help you turn debt into an opportunity.
Moderators
avatar for Briana Mumme

Briana Mumme

Southwest Initiative Foundation
Briana’s journey into economic development began nearly ten years ago, serving as the Redwood County Economic Development Coordinator. In 2024, Briana joined the Southwest Initiative Foundation (SWIF), and is leading the certification, launch and implementation of SWIF’s subsidiary... Read More →
Speakers
avatar for Perla Mayo

Perla Mayo

Neighborhood Development Center
Perla Mayo serves as Senior Director of Lending at Neighborhood Development Center, where she leads NDC’s lending team and develops initiatives that expand access to capital for small businesses. With more than 20 years of experience in community lending, Perla is passionate about... Read More →
avatar for Doug Adams

Doug Adams

Initiative Foundation Impact Fund
Business Finance Manager with the Initiative Foundation for 5 years and was a ag/commercial loan officer with various banks before this for 20 years.
avatar for Alma Flores

Alma Flores

LEDC
Alma Flores is a seasoned housing, community, and economic development professional focused on leveling the playing field for marginalized communities. For over 20 years, she served as a public servant in Oregon, Massachusetts, and most recently in Minnesota in community development... Read More →
Thursday August 27, 2026 10:00am - 10:45am CDT
Auditorium

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